FINANCIAL CALCULATORS
Decide with numbers, not guesswork
Free, interactive calculators to help you visualise SIPs, retirement, goals and more — all fully live, with instant charts.
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AFTER 25 YEARS, IT WOULD HAVE ACCUMULATED TO
Tax note: If you fall within the 30% income-tax slab, the post-tax values of taxable investments may be lower than the amounts shown above.
*Illustrative one-time investment projections using assumed constant annual rates and annual compounding; actual returns will vary and are not fixed or guaranteed. Values shown are before tax. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
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SIP Calculator
Instantly visualise your investment growth and plan your financial future.
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Returns are assumed and for illustration only. Actual returns vary and are subject to market risk.
A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds regularly instead of a one-time lump sum. This helps you benefit from compounding and reduces market-timing risk.
Invested₹18.00 L
Est. returns₹32.46 L
Total value₹50.46 L
Total valueInvested
Insight: Starting beats timing — even a one-year head start can add lakhs to the final corpus.
Discuss this result on WhatsApp Benefits of SIP
- Rupee cost averaging
- Power of compounding
- Brings financial discipline
- Flexible amount & tenure
Good to know
- Returns are not guaranteed
- Past performance is not indicative of future results
- Choose funds according to your profile
- Consult a qualified professional if unsure
Illustrations use assumed rates and are for education only; they are not return promises or investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. CROESUS FINSERV is an AMFI-registered Mutual Fund Distributor (ARN-275137), not a SEBI-registered investment adviser.
SIP Step Up Calculator
See the power of increasing your SIP each year — boost your wealth by stepping up regularly.
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yr
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Returns are assumed and for illustration only. Actual returns vary and are subject to market risk.
Gradually increasing your SIP each year helps you keep pace with income growth and inflation, and reach much larger financial goals without the pain of a high initial investment. Small yearly increases can lead to a massive boost in long-term wealth.
Invested₹38.13 L
Est. returns₹48.71 L
Total value₹86.84 L
Total valueInvested
Stepping up 10% a year grows your corpus by ₹36.38 L versus a flat SIP.
Insight: Step up your SIP by just 10% a year and the final corpus can nearly double.
Discuss this result on WhatsApp Benefits of Step-Up SIP
- Accelerates wealth creation as your salary grows
- Helps beat inflation over the long term
- Achieve bigger targets with a gradual increase
- Promotes a disciplined savings habit
Things to remember
- Step-ups should match your realistic income growth
- Don’t overstretch — raise SIPs gradually
- Long-term discipline rewards more than short, quick jumps
- Consult a qualified professional for your ideal plan
Illustrations use assumed rates and are for education only; they are not return promises or investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. CROESUS FINSERV is an AMFI-registered Mutual Fund Distributor (ARN-275137), not a SEBI-registered investment adviser.
SIP Delay Calculator
See how even a short delay in starting your SIP impacts your long-term wealth.
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yr
yr
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Returns are assumed and for illustration only. Actual returns vary and are subject to market risk.
The earlier you begin investing, the more your money benefits from compounding. Even a short wait can cost you lakhs in lost returns. Start as soon as possible to maximise long-term wealth.
If you start today₹99.91 L
If you delay 5 yr₹50.46 L
Cost of delay₹49.46 L
Start todayDelay 5 yr
Waiting 5 years could cost you ₹49.46 L — the price of lost compounding.
Insight: Every year of delay costs more than the amount you skipped — compounding needs time most.
Discuss this result on WhatsApp Benefits of early investing
- More years for compounding
- Smaller monthly outlay for the same goal
- Lower risk of not reaching targets
- Builds strong savings discipline
Things to remember
- Compounding rewards time, not delay
- Returns are not guaranteed — choose funds wisely
- The cost of waiting can be much higher than you expect
- Consult a qualified professional for detailed plans
Illustrations use assumed rates and are for education only; they are not return promises or investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. CROESUS FINSERV is an AMFI-registered Mutual Fund Distributor (ARN-275137), not a SEBI-registered investment adviser.
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Inflation Calculator
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Money Devaluation Calculator
See how much your money's real worth shrinks over time.
Inflation compounds quietly—even when your balance does not change, its purchasing power can fall.
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Present Value Calculator
Find out what a future amount is really worth today.
A future rupee generally buys less than a rupee today; present value makes the difference visible.
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Future Cost of Expense Calculator
Know what today's expense may really cost you tomorrow.
The longer the goal horizon, the more an inflation assumption can change the amount you need.
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